This year, make a toast to your retirement when you invest part of your holiday bonus.

We get it: It’s easy to splurge and use your bonus to buy something you’ve wanted for a long time! Consider how much sweeter it could be if you bottled some of that up for the future.

If you’re eligible for a holiday bonus, you can contribute up to 30% of it to your 401(k) SMART Plan. To contribute from your holiday bonus, you must be enrolled in the SMART plan and actively contributing each pay period.

Not sure how to invest your bonus?

• Visit the SMART plan website to change your bonus contribution by 4 p.m. Eastern time on Friday, Oct. 27.
• Call the SMART plan’s information line at 1-888-401k-PLN (1-888-401-5756).

When will your bonus be paid?

If you’re eligible to receive a bonus and you’re paid weekly, you’ll get your bonus on Nov. 14. If you’re paid monthly, you’ll get your bonus on Nov. 17.